Aim To Own a Home

So my brother finally got married. He’s having problems with money since he and his wife are not earning much to start a family. But it already happened. Maybe this is a sign for him to become more mature and to man up. Anyway, he is just a good example why it’s good to save and aim to buy a home.

He works in sales. He earned 100k (or more?) from his commission once. Yes, 100k is a lot. But not to a very self-indulgent person who does not think ahead. He was already 27 when he earned this amount. Guess he became very confident and complacent so he spent a lot and moved on to another company. After that, he got hooked to PC games and got lazy. Thanks to his carelessness, he got his girlfriend pregnant; had a gunshot wedding, and now lives in a small apartment with his wife and siblings-in-law to lower expenses. Does that sound fun? No, right?

So if you don’t want to end up like my brother, always think ahead. Always think crucially about the decisions you make. If you’re making a lot, save! Let some of it grow, too, through stocks or business. If you’re still young, go ahead and have fun but make sure to save soon in case something happens.

I’m not here to pressure you to go penny-pinching. I’m just saying that you might want to have your life mapped out a bit so that you know what to aim for; what to live for. Yes, what you originally thought or planned may actually happen in the end (that’s life) but just be sure that you are in control of your life.

If you plan to have your own family, it’s best to have your own house. Owning one is more like investing, too. It ensures that you will not be evicted so suddenly by someone else. Plus, it really defines living in a home, not just a house or an apartment. You also get to have full control of the design and architecture of your home. Finally, you have something to leave your children in the future. It already offers them a secure future.

Buying or owning a condo unit seems like a nice investment, too. But it’s not a very long-term kind of investment. Some says that a building’s life span is 50 years so after that, you might just get evicted. Plus, you’re not buying land; just air space. Once the building is down, the place you paid for is just left up in the air. Yes, there are some good privileges when living in a condo like convenience in location and amenities. When it comes to security though, I’m not sure that it’s always safe. The Serendra blast incident suddenly comes into mind. Also, I have friends who have experienced break in incidents into their condo units.

If you really want a safer and wiser investment, go buy a house. Get reliable contractors or property companies, too, such as Profriends, Megaworld Corporation, Vista Land and Lifescapes, Inc., and the like.